Barbara Jaconetta

Mortgage Loan Officer

NMLS #: 1754193
Cell 407-269-7378
Office 407-586-7619
Fax 703-925-5014
850 Trafalgar Ct, Suite 110
Maitland, FL 32751
Business Hours: 9am-5:30pm

Barbara has been a resident of Orlando since 2011 and graduated from Central Florida University with a Bachelor’s Degree in Criminal Justice as well as coursework in Finance, Banking and Accounting.  She has built strong relationships with clients, realtors, title companies and others in the real estate industry over the years. Fluent in Spanish, she is also a member of the Central Florida Chapter of the National Association of Hispanic Real Estate Professionals (NAHREP) and is currently learning Portuguese to better serve the Spanish and Brazilian communities. Barbara understands a home is possibly the largest purchase a person will ever make as well as their most important tangible asset. With your best financial interests in mind, she is fervently committed to being your guide through every step of the process and to provide the best home buying experience possible.

Applying online is as easy as 1-2-3.

Obtain a Personalized Rate Quote Now!

1.Apply Now and complete the application.
2.When you have completed the application, click submit and your information will be reviewed for instant online approval.
3.I will follow up to answer your questions.

My goal is to provide the highest level of service at competitive rates. I am always a phone call away if you need help. Contact me at 407-269-7378.

Click HERE to become a member of NWFCU today!



"Barbara was instrumental in helping us secure our home loan, and so much more!  She walked us through it, making sure we understood each step.  When an issue did arise, she was always there and made the process easy.  Thanks again!"  -Tyler J.

"I would like to express my extreme satisfaction and sincere appreciation for the above and beyond customer service provided by Barbara Jaconetta.  She was very detailed, patient, and thorough in providing all of the information I requested, and more importantly, by educating me on the refinance process, as well as reviewing competing loan estimates with me. Barbara is a true professional and you are lucky to have her as an employee. In short, Barbara is the main reason I chose NWFCU as my refinancing lender." -Laura H. 


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Today's Rates

The First Mortgage interest rates listed below are for purchase transactions only. Please complete a Rate Quote to see our refinance rates.

First Mortgage - Conforming Limits
30 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.011%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 2.250%  2.269%  0.000%
SOFR 5 Year ARM Conforming
 Rate  APR  Points
 2.250%  2.591%  0.000%
SOFR 7 Year ARM Conforming
 Rate  APR  Points
 2.500%  2.647%  0.000%
SOFR 10 Year ARM Conforming
 Rate  APR  Points
 2.750%  2.761%  0.000%
97% Financing - HomeReady
HomeReady Mortgage 30yr
 Rate  APR  Points
 3.000%  3.319%  0.000%
100% Financing
30 Year 100% Fixed Rate
 Rate  APR  Points
 3.750%  4.249%  0.000%
HomeBuyer's Edge 100%
 Rate  APR  Points
 4.250%  4.259%  0.000%
Jumbo Loans
Jumbo 30 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.128%  0.000%
Jumbo 15 Year Fixed Rate
 Rate  APR  Points
 2.375%  2.381%  0.000%
SOFR 5 Year ARM Jumbo
 Rate  APR  Points
 2.250%  2.583%  0.000%
SOFR 7 Year ARM Jumbo
 Rate  APR  Points
 2.500%  2.640%  0.000%
Home Equity
Home Equity Line of Credit
 Rate  APR  Points
 3.990%  3.990%  0.000%
5 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 4.750%  4.795%  0.000%
7 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 4.875%  4.908%  0.000%
10 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 5.000%  5.024%  0.000%
15 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 5.500%  5.517%  0.000%
20 Year Fixed Rate Equity Loan-80%
 Rate  APR  Points
 5.750%  5.763%  0.000%

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